Dataset
IllustrativeDigital-credit proxy catalogue
A short illustrative catalogue of mobile-metadata features that should not stand in for repayment risk.
About this dataset
Sample catalogue for supervisors and consumer groups reviewing digital-credit models.
Method notes
Entries are expert-judged examples, not the output of a scrape. Each row names a proxy, a failure mode, and a suggested control.
Coverage and licence
- Coverage
- Informal-worker digital credit, South Asia (illustrative)
- Years
- 2025–2026
- Source
- Padma Inclusive Finance Institute (illustrative)
- Licence
- CC BY 4.0 (sample)
Related records
Use case
Model-risk notes for informal-worker digital creditA Dhaka research desk publishes plain-language risk notes whenever a lender’s score uses mobile metadata as a proxy for repayment.
Publication
Research brief: Mobile metadata as a credit proxyShort illustrative note on why call-detail patterns fail informal workers after festival weeks.